Your kit has all you need.
That camera has enough features that it will keep you busy learning for months and months.
To start with, put it in automatic mode and take plenty of photos.
Examine the results and see what you can do to improve your photography.
Do not try to learn all of the features at once.
Because that is impossible.
As you discover a feature that interests you, get the book out and learn about it.
Enjoy your new purchase.
I have a new baby coming ... the Konica-Minolta Z5. I read what everyone had to say about the various digital models available in the 5MP ballpark, and thank you all for your sound and frank advice -- you saved me from making more than one massive mistake buying on eBay!
Did about a week of shopping and came up with the new camera with all the standard accessories, a 1-gig card, reader, software, and a groovy NiMH AA charger with 8 2300 batteries included. Just over $400 for the whole thing ... though I had to hit three different sellers to get everything I wanted.
The question is: do I have everything I need? I'm just your standard web developer; need the cam for outdoor and product shots -- nothing too refined. Could those of you with plenty of hands-on camera time tell me if I will find any accessory glaringly missing? Anything that will diminish my enjoyment of the camera if I don't get it?
Thanks again for the sage advice.