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General discussion

Insurance co. vs family's baby condition

Mar 31, 2010 3:48AM PDT

Discussion is locked

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Blue Cross, Blue Shield?
Mar 31, 2010 3:52AM PDT

I'm surprised they were the ones who did it. One thing is certain, the health insurance companies have done a lot to encourage support for that national health care bill by the way they've been over the years. I actually blame them as much as those who supported and passed the bill.

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Genetic predisposition
Mar 31, 2010 4:06AM PDT

Now that we're finding that some health issues are showing genetic predictability, I have to wonder if such will want considered in that definition. More and more people with family histories of certain, and especially rarer diseases, are having their DNA tested to know their own chances. I have to wonder if insurance companies wouldn't want to latch onto such information. I suppose we need to be careful when we hand over those medical information release forms.

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Precisely why ...
Mar 31, 2010 10:29AM PDT

Exclusion of the ability to deny coverage for pre-existing conditions has to be included in the reform package. Of course that only works if people are required to obtain coverage. One won't work without the other.

In any event, unless there is critical missing information, the actions of the insurance company are unconscionable.

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Data mining
Mar 31, 2010 4:13PM PDT

Its hard to accept using the baby's case as anything that could deny others because they want access to medical histories. If the future holds that DNA and/or any obtained medical history or required facts be provided in order to lessen medical mysteries or somehow get on-board to lessen an inherited gene trait, yada, yada, is getting to be too much. If past history is any clue once any data becomes public or required knowledge it can be used against as well for the good. It just plays all too well for anyone in fear of having their personal medical data be the basis for denial and/or whatever reason goes against you, even when the intent was for the betterment. Another case of "data mining" being used to get a wide field of answers that stray away from the original intent, I'm sure will happen. -----Willy Sad