"i would like it to have black and white, sepia and normal color settings.."
The new thing is that all this can be done later on your PC, Mac, and even some of those picture printing stations all over. I'd not burden a camera with that.
Let me also share I've picked out a few refurbs from newegg.com and geeks.com for the price you listed. For example our last one was the 95 buck Kodak z760. While it's not top of the line it was very nice and produced consistently good to great shots.
I am 13 and really interested in photography. I want a smallish digital camera (yes im sure i want this kind rather than a fancy photography camera). i would like it to have black and white, sepia and normal color settings(more is fine, less is not). i want good image quality, rechargable battery, pretty durable (basically if i drop it once it wont break completely)Lcd screen sized about 2.3-3.0., movie taking, good optical zoom, 6.0+ megapixles, and i want it to be sold in a store within the twin cities. mainly i want it to be from $90-$115. that is realy important to me. other i can live with..ALSO it NEEDS to be compatable with SD memory cards! ALSO very important =]
PLEASE HELP ME!
ps. if you find a good one and you have pictures or ya just wanna talk my email is email@example.com =]