I'm wondering about this waiver

That's $50 a day out of your own pocket for healthcare insurance?...sure about that? As a general rule, an employer pays about 2/3 or more of an employee's insurance costs. That would bring the total cost of your insurance to somewhere in the neighborhood of 35-40K a year. That doesn't seem right.

http://kff.org/report-section/2013-summary-of-findings/

I didn't work for the government . I worked for private companies as an Operating Engineer. (I.U.O.E). $6.25 per hour is what was paid and I was taxed on. I never saw 1 cent of that money and never needed to use my insurance , I'm fortunate I was always healthy. Look at all of the free money the insurance companies get from guys like me. Than I retire and the insurance company wanted me to pay $900 a month for coverage? Screw Them. I paid 35 years for services I never used, Now Do The Math ! Screw Obama care too! I'm using my V.A benefits and just pay a small co-pay. Hopefully I'll never have to use it either....Digger

If $6.25 an hour was being deducted from your pay, you would not (or should not) have been paying tax on that. If your employer was paying it on your behalf and entering it as "imputed" income, there could be tax due. As well, if you itemized your federal tax deductions, you would include anything you paid toward your own health insurance as a medical expense. Anything paid above 7.5% of your income would be deducted from your gross. My math says that you need to make something above 166K a year to not qualify for anything off your taxes. That 12.5K price must have been the entire cost of the insurance package and doesn't sound like a very good deal to me.

there's a lot of guy's that only worked 5 or 6 months a year though but that same $6.25 was still part of their wages and taxable. For me , I far exceeded the norm. Here's an article on tower crane operaters, New York has Chicago beat per hour but here I still made a whopper ->http://online.wsj.com/news/articles/SB10001424052702303936704576399563008284024 ....Digger

is that your policy was for special "high risk" reasons and was priced far above the norm. So at $500K a year, I aintagonnafeelsorry fer yas.

you worked for a private company......many unions are government employees on all local, state, and federal levels and their negotiated contracts are putting communities, states, and the federal government into dire straits trying to pay current and future benefits. If their healthcare benefits get taxed now or are penalized with a tax/fee, those increased amounts are going to cost the union members heavily, which is why the union heads are all clamoring to get a deal cut because otherwise many members will leave the unions completely (and many are already).

regarding self-insurers could also encompass the religious company owners, like Hobby Lobby (or whatever it's called that is in the court systems right now) and church run organizations. That is what I meant by it could be something that could bite Obamacare without intending to do so.