Nevermind. My forground color wasn't set to pure black. Stupid mistake.
Here's the deal: The last couple of days my layer masks have been screwed up. They aren't masking at 100% even though both my brush and layer opacity/fill is set at 100%. Is there some setting I'm missing here?
Here is an image of my work area so you can see my settings:
I'm on Windows XP running CS2. Any ideas?