you talk about Three different thing
1- Call Backup for the your document with your Window.
2- To be call "fresh copy" that means you erase all your data in your computer called word "format".
3- To you won't to keep your only file and computer setting for backup in the windows xp have the "File and Settings Wizard to back up your settings with file"
Or you can use the third party software justlike
But you don't won't to buy any thing you can follow the steps
1-Go to The Start-->all programs-->Accesories-->Systemtools-->Backup
And the follow the steps for backup
insert the windows cd in the cd rom and they have option " file and Transfer Wizard"
You can go throw both ways
i have my computer configured perfectly. i'm running XP and if i get a virus accidentally or if my comp just goes nuts, i'd like to be able to start up from fresh from where i'm at now. how would i do this? thanks for your help...