1. Can't boot Windows ME to safe mode.

Read http://support.microsoft.com/default.aspx?kbid=273738

2. Will you lose your files?

YES! We only lose what we don't backup. Hard disks are TEMPORARY storage spaces. This lesson is often learned first hand. But it doesn't have to be learned this way.

3. How can I backup if my Windows doesn't work?

In the site http://tips.oncomputers.info/archives2004/0401/2004-Jan-11.htm I shared a tool that they found K3b to be very nice and easy to get files onto CD-R or CD-R/W or even another networked computer.