The camera that you want, has not been built yet.
The camera manufacturers are trying to improve low light performance, but they have a ways to go.
I don't know of any manufacturer trying to improve low light performance on a rugged type digital camera.
There are about 8 or 9 cameras that are above average in low light.
But you have to realize that average is poor.
The Canon S90 method of improving low light was to use a bright lens and a sensor that is larger and with less megapixels which reduces noise.
Sony now has a "back lit" CMOS sensor that is better in low light, but they have had mixed results in picture quality with that sensor.
The sensor seems to be OK, but they just have not gotten a handle on how to integrate it into a camera.
By next year they should get it right.
For now, look at the Canon S90.
But don't expect miracles.
I am having a hard time choosing what camera to get. I am looking for a great camera to use while traveling and for going out photos. Sometimes I go to the clubs/bars and I like to take photos just for fun, and I travel a lot more now so I'd love a camera to use under water or at the beach and not worry about it getting dirty or wet. I do currently own a Nikon D5000 for best traveling shots and I had owned Sony T90 for the "everyday camera" and while it was an amazing camera, the reason why I sold it is because it was not the best for night time photos and became too much work/complicated to take the best night shots. All the night shots, no matter what I did, come out bad. Then I got the Nikon Coolpix S90 - Wonderful camera and I did not complain much about the photos...just hated the touchscreen. Was too sensitive and anytime I lended it to a friend to take a picture of me with someone else, it was easy for them to touch on the screen and accidently go to a menu or different shooting mode...so it became too much work/taking up too much time.
I have been looking at the Panasonic Lumix TS1 and Canon D10. I could keep an open mind for a non waterproof camera only if that camera is really good in everything I want. I was leaning towards Canon D10 just because there seems to be better reviews in picture quality and because of the color accent feature which seems like a lot of fun to use but I am worried about the night time photos and the bulkiness of it. Panasonic seems like it'd be great for night time photos but their pictures overall seems too soft. Suggestions greatly appreciated. Thanks.

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