I have purchased auto parts, clothes, electronics, auto accessories, through the internet. I also pay bills through the bank or through the company website, itself.
I have also had problems with my bank cards being hacked and used for unauthorized purchases. I reside in Texas and have had purchases show up in Virginia, California and Colorado. Upon discovery of the unauthorized charges, replacing my card as many as three times in a single year is and was the only corrective action. This action is the reason I am a strong advocate for keeping the recipts until the account statement is received and the transactions are hard posted to your account. When that is complete there is still reason to hold onto the receipt for at least two maybe three months, due to the delay time in some establishments processing transactions to individual accounts. As everyone knows the receipt is the only proof of the purchase.
Now with all of that said, it all depends on the individual paying attention to the information and watching the account religiously.
This is also redundant to some, but this is the lesson of hard knocks I have learned, keeping up with technology and the ease of business this allows consumers to possess.
With all of the selections available to answer this topic with, I could have selected everyone of them. Which, how do you select all of the choices when only one will do?
Even though this is another redundant response, the key to everything is the padlock in the lower right corner of the screen when you are making transactions using card information, and important personal information. When making online purchases, the basics of online purchasing is always prevalent, and cannot be overlooked ever. The one purchase where you did not pay attention may be the one where your card is hacked and over the limit purchases are charged.
I recently was browsing through CareerBuilder searching for employment, when an advertisement for an antivirus program popup obscured the screen. It informed me that my system was contaminated, and that I needed to purchase this antivirus, spam ware program to protect my hard drive from thieves. I exited it out and the entire web page disappeared, including CareerBuilder, after exploring what it was first. Further research of the popup revealed it was just that, an attempt to acquire my card information, I could find nothing on the brand name or anything else. My gut instinct, really cranked up when I noticed in the lower right corner was the padlock identifying it as a secure site. It happened two other times, this week for example I have searched CareerBuilder everyday and have not had the popup raise the shackles on the back of my neck. Nevertheless I still watch my account for any suspicious transactions, after more than a month due to the possibility that the program released a worm or something else that tracks your important information.
It may sound paranoid, however, having my card used without my approval as many times as it has, is the reason I pay attention to my transactions.
For the two percent at the bottom who responded they would like to but were afraid, the key word to online transactions: Vigilance!