Normally, I don't comment on extended warranties - partially because it puts me in an awkward position. I hope some forum users will comment on this, and their experiences.
Here's how I would weigh this situation. You're investing money into a product. If something was to break, the repairs can be expensive. Samsung will cover the parts and labor on those models for a year. A third party warranty may be a good idea if you want to protect your investment (and give you some leverage for repairs), and if you run into a problem (spikes, surges) as well as physical or internal issues, you're covered.
That said, insurance isn't cheap.
Hope that helps. Forum members, can we give a few pointers?
I am about to purchase a samsung flat screen TV from Best Buy. I have narrowed my choices down to the LN46A550, LN46A500, LN40A550, LN40A500. My question for the forum is, do I really need to spend 160.00 on top of the purchase price to get the Geek Squad Black tie Protection? I guess it's all about peace of mind, but if I don't need to spend the extra $$$ I would rather not do so if I really don't need to.What are your thoughts? Any input/feedback is greatly appreciated!