USB 2 is supposed to be backward compatible to USB 1.1 equipment. Of course, at the USB 1.1 speed.
If you don't have a card reader yet, you can purchase a USB-2 7-in-1 reader for about $20
Scroll down to "Flash Card Readers". You will find one for $19.99.
I use card readers on my computers because of the convienience. You can use Windows Explorer to move the photo files from the card to your computer. If you have Win XP, you wont even have to install any drivers. It will recognize the card reader as a hard drive.
USB 1.1 seems slow to me. USB 2 would really speed things up.
My Computer only has USB 2.0. Most digital cameras use the slower USB 1.1 like the one i'm getting. Would a 6 in 1 card reader allow me to upload using 2.0 and would it be worth it? I only use SD at 256. Should i just stick with the slower speed? I presume my Computer would read the USB 1.1.