The message is trying to tell you that you need to format the card. The owners manual will have "how to format" information for your camera.
If you cannot format the card it could be the card or the camera. The only way to know for sure is to use another card.
Any card should be formatted in the camera before trying to use it for photos.
If the card comes already formatted, it should still be formatted in the camera before trying to use it for photos.
I am wondering if someone can help me here. I have a Fujifilm fine pix 2600 digital camera. I can't take pictures, download pictures etc..I get an error "!CARD NOT INITIALIZED" What does this mean? Is my camera broken? or is it the card? Is there any way to fix this? I would appreciate if someone can help me here.