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Can I get some help with my marketing material, please?

by allstarrbookkeeping / May 28, 2017 4:11 PM PDT

Howdy, CNetters.

What I'm looking to do is three parts, I think.

The first is reaching out to businesses that provide B2B services, like bookkeepers, to find out if they and their clients have a retirement plan.

The second part is, for those that do not have a retirement plan, to refer them a few companies companies, that are custodians or administrators to Self-Directing IRAs.

The third part is, in part, to help those who open a SD-IRA with custodian with their actual investments, as the custodians cannot provide advise on specific transactions; only if it is a disqualifying transaction. For example, if they are interested in investing in real estate.

I have put together 1, large, informational piece, but I fear it may be too long, so am seeking help on tweaking it, maybe breaking it down into "initial outreach email," "follow up," and "making the appointment." Reviews and suggestions for how to approach is appreciated!

I'm looking to reach out and network with you on an issue that probably many of you may have thought of at least once; both for your business, and that of some of your clients. Retirement. While I will use "you," this can apply to you, as your business, and you, for your clients.

Do you already have a retirement plan? 401k? Traditional/Roth IRA? If so, is it giving you the returns you would like to see on your investments? IE, are the Bonds/CDs and/or stocks/mutual funds giving a satisfactorily return? Or has it, for those in the latter, took a big hit due to the stock market volatility?

If you do not have a retirement plan established, why is that? Is it because they're too expensive or complicated to set up? Maybe all of the options are too confusing to help you figure out what to go with? Maybe you don't like the limited options to invest in?

As you may or may not know, the IRS doesn't say what you can invest in, per say, so much as what you can't. What you can't is broadly under the following:

- Collectibles (art, stamps, wines),
- Life insurance,
- S-Corp Stock (this is actually an "S-Corp thing," not an "IRA thing"),
- Disqualifying transactions (ie, a transaction with yourself, spouse, children, parents, and a few others)

That means that many other items are an option:

- Precious metals (silver, gold, etc.)
- Mortgages/Notes
- Starting/Investing in a business
- Raw Land
- Real Estate
- And more.

This is done under what is known as Self-Directed IRAs: What's more is that some companies that are custodians/administrators allow them to be opened with $50, and you can contribute, personally, as you would with other IRAs.

There are a couple of companies I refer people to, to learn more. This presentation gives you an overview of what you can do, once you open a Self-Directing IRA:

For some of the above options, such as Real Estate and Mortgages/Notes (this is the area I can help you out with, as custodians cannot help you with the transaction, only letting you know if it is allowed by the IRS rules for IRAs), one may think that they may not have enough in their IRA to invest in these options. This is where establishing an IRA LLC, as well as a multi-member LLC comes into play, where you can pool resources with other investors, with everyone getting returns based on the agreements made for the multi-member LLC.

If, after watching the 2 intro videos, this sounds like something you would like to know more about, please reach out to me, on the group, or send me a direct message. Retirement is something many have told me they haven't been able to even think about, prior to this, and I hope to help others out, as well. Thanks for taking the time to read this!
Again, this is currently just the "brain storm" information, and I need help fine-tuning it, and maybe even ways to break it down, so as to not be so overwhelming.

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All Answers

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I've seen such schemes over the years.
by R. Proffitt Forum moderator / May 28, 2017 4:29 PM PDT

And the results were mostly losses by those investors. Today I suggest the simpler (?) portfolio like the S&P 500 index. These pay dividends and last time round was more than bank CDs.

Post was last edited on May 28, 2017 6:23 PM PDT

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Looking for HELP on my material, not "this is a scam."
by allstarrbookkeeping / May 28, 2017 6:17 PM PDT

First and foremost, this is NOT a scheme. There are several companies that provide self-directing IRAs out there, like uDirect and Mountain West. I want to refer people, who may be interested, to these companies. Then, working with investors, like through, have solutions for those wanting to go that route.

Second, I'm asking for HELP on my marketing, not something claiming scam, and then, telling people to do the exact opposite of what I'm seeking help on.

And with the stock market, one is at the mercy at the stock market's volatility. I've read from multiple forums where people say they lost THOUSANDS in the IRA, due to stocks going bad. There's jokes about 401ks becoming 201ks, because they lost around half of their investment. Thus, the concept of diversifying into other areas, like precious metals or real estate.

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Did not call it a scam.
by R. Proffitt Forum moderator / May 28, 2017 6:25 PM PDT

Just a scheme. As a investment advisor in the USA you get hit with many regulations. I take it this is not in the US so what I know does not apply.

The 201K joke was often a result of a non-Warren Buffett approach.

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