The two in your price range would be the XTi and the D40. Your going to end up with lesser kit lens that are out now and a focal range of 27-78mm that is not stabilized. You'd be better off saving a few more bucks to buy the D60 or XSi. Then it'd be up to which one felt most comfortable in your hands. It's not a cheap hobby and takes some time to learn about how to use the camera. It's not a point and shoot, even though it has some auto modes(they're there as a buffer while you learn).