Thanks for shining a light on this, Digger!
SMiShing (SMS phishing) has been around for a few years, but according to one researcher......
"SMS spam campaigns in the U.S. grew by 400% in the first half of 2012, and about one-third of all SMS spam includes SMiShing attempts".
From the Better Business Bureau:
Scam Texts Trick Consumers Into Sharing Banking Info
Watch out for text messages that pose as bank alerts asking you to confirm account information. The scam texts, known as smishing, are a relatively new way to steal personal information.
How the Scam Works:
You receive a text message that appears to be an alert from a bank. You may or may not have an account there. The text tells you to verify your account by either following a link or calling a phone number.
The details of the scam vary. Banks of all sizes, from local businesses to multi-national institutions, have been targeted by scammers. And scam texts use a variety of messages and techniques.
However, the desired outcome is the same. If you call a number or go to a website, scammers will use the opportunity to obtain your banking information. For example, the phone number or website may prompt you enter your ATM card number and PIN under the guise of "reactivating your ATM card." Other times, the link may download malicious software that gives scammers access to anything on the phone.
What Can I Do About Scam Text Messages?
• Ignore instructions to text "STOP" or "NO" to prevent future texts. This is a common ploy by scammers to confirm they have a real, active phone number.
• Forward the texts to 7726 (SPAM on most keypads). This will alert your cellphone carrier to block future texts from those numbers.
• If you think your text message is real, be sure it's directing to a web address like "yourbank.com" not "yourbank.otherwebsite.com."
• Call the bank or check out their website. If they have been targeted by a scam, they will likely have further information about it. This often includes an email address where you can send a screen shot or details about your scam text to help identify and stop the scammers.
Also see: How to avoid becoming a victim of SMiShing (SMS phishing)
As recently as last week from McAfee: Phishing Attack Replaces Android Banking Apps With Malware
I got a text message on my cell phone that says"Your card has been suspended(American Savings FSB)! To reinstate your card go to your personal link http://uranai-c3919.com/MASTERCARD . This is a real bank in Hawaii but I don't have a card from them. As it turns out this is a scam from someone in Japan trying get my Mastercard number and somehow using the"real bank's name" as a front. Be careful , the wolves are on the prowl...Digger