The Bureacrats and the Lawyer..
As most of you receiving this know, New Orleans residents are
challenged often with the task of tracing home titles back potentially
hundreds of years..
With a community rich with history stretching back over two centuries,
houses have been passed along
through several generations of families, making it quite difficult to
Here's a great letter an attorney wrote to the FHA on behalf of a
client that I thought was absolutely priceless!!
Everyone who has ever bought a house will enjoy this. A New Orleans
sought an FHA loan for a client. He was told the loan would be granted
if he could prove satisfactory title to a parcel of property being
as collateral. The title to the property dated back to 1803, which
took the lawyer three months to track down.
After sending the information to the FHA, he received the following
"Upon review of your letter adjoining your client's loan
application, we note that the request is supported by an Abstract of
While we compliment the able manner in which you have prepared and
the application, we must point out that you have only cleared title to
proposed collateral property back to 1803. Before final approval can be
accorded, it will be necessary to clear the title back to its origin."
Annoyed, the lawyer responded as follows
"Your letter regarding title in Case No. 189156 has been received. I note
wish to have title extended further than the 194 years covered by the
application. I was unaware that any educated person in this country,
particularly those working in the property area, would not know that
Louisiana was purchased, by the U.S., from France in 1803, the year of
origin identified in our application.
For the edification of uninformed FHA bureaucrats, the title to the
and prior to U.S. ownership was obtained from France, which had
acquired it by Right of Conquest from Spain. The land came into the
possession of Spain by Right of Discovery made in the year
1492 by a sea captain named Christopher Columbus, who had been granted
privilege of seeking a new route to India by the Spanish monarch,
Isabella. The good queen, Isabella, being a pious woman and almost as
careful about titles
as the FHA, took the precaution of securing the blessing of the Pope
before she sold her jewels to finance Columbus' expedition. Now the
Pope, as I'm sure you may know, is the emissary of Jesus Christ, the
Son of God, and God, it is commonly accepted, created this world.
Therefore, I believe it is safe to presume that God also made that
part of the world called Louisiana..
God, therefore, would be the owner of origin and His origins date
back, to before the beginning of time, the world as we know it AND the
I hope you
find God's original claim to be satisfactory.
Now, may we have our damn loan?"
The Loan was Approved.!!!
Sublime suburban chariot
High on style and technology, the 2019 Volvo XC90 is an incredibly satisfying everyday crossover.