Security Bites 115: Inside ID fraud's underground forums

Tom Rusin of Affinion talks about ID fraud and the way our personal information is bought and sold.

This week Tom Rusin, president and chief executive officer of Affinion's North America operation, is Robert Vamosi's guest. His company monitors the criminal underground for several thousand banking institutions by lurking in carder chat rooms.

"Carders" are the people who buy, sell, and trade online the credit card data stolen from phishing sites or from large data breaches at retail stores. Affinion is global, with offices in more than a dozen countries. And over the years they have provided a wealth of information to the U.S. Secret Service and the FBI. A few weeks ago, Affinion identified .Mac users who found themselves victims of a phishing scam.

"Any piece of info is priceless to these people," says Rusin.

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