If you're not familiar,is an online service that pulls in transaction data from your bank accounts, credit cards, and loans to help you keep track of your spending and create financial goals, such as paying down debt or saving for a new home.
The Windows Phone app comes five years after Mint launched its first mobile app, for the iPhone, in October 2008 (it came to Android in May 2010). Though it uses the familiar text-heavy Windows Phone design, this version has all the same features as the iOS and Android apps, including real-time transaction data, budget graphs, and alerts for low balances or upcoming bills.
The app tracks all of the transactions you make with debit card or check, but you can manually add cash transactions as well. Mint uses Bing Maps to match your location to a local business and will automatically categorize the transaction based on what you're buying. For instance if you pay cash for a latte at Starbucks, the app can recognize that you're at that particular coffee shop and files the transaction under "Coffee."
If you don't already have a Mint account, you can sign up for one in the app. That's a popular feature on the other apps, as two-thirds of Mint's users start using the service on mobile, according to product manager Vince Maniago. He also notes that Mint's mobile users are more engaged and tend to check the app daily.
Also released today is Mint's Windows 8 app, which is designed for touch-screen desktops and tablets. It has a similar experience to Mint on the iPad, with a main screen that has budget graphs, recent activity, account overviews, and alerts. You can do many of the same things in the app that you can do on Mint.com, but the app offers a full-screen experience.
Both apps come with live tiles that can show your most recent transactions in a specific account, or display alerts. You can download each free app starting today in the Windows 8 and Windows Phone app stores.