How to ruin a hacker's day

ID Vault USB smart card for PCs guards online usernames, passwords with one PIN.

Apparently the internets are overrun with evil hackers scheming to steal your money, identity and, quite possibly, your soul.

Enter GuardID Systems, which is hawking a USB device that promises to safely shield online usernames and passwords--with another password.

ID Vault

When you want to access a bank or credit card site, you plug the $50 ID Vault into a PC, which holds your security information for accessing those sites. But a separate PIN is required to access the data on the USB smart card. In security-ese, this is called two-factor authentication.

The company says it also maintains a database of thousands of online financial sites, so you can know which ones are legit and which ones are trying to bankrupt you and/or steal your identity or even your house.

(Photo: GuardID Systems)

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