Here is a link to a review of the Fujifilm F20.
You will find the performance information on that page.
When you use the flash, it takes a period of time for the flash capacitor to recharge.
The closer you are to the subject, the faster the flash capacitor will recharge.
When you are close to the subject, the flash does not need to be as bright and does not completely deplete the flash capacitor, so it can recharge quicker.
Very much light pouring water out of a pitcher.
If you only pour out half of the water, it takes less time to refill it.
You can usually count on a delay of at least two seconds just for the flash capacitor to recharge.
Some cameras are much slower than two seconds.
I have a fuji finepix camera, an older model, and I like it, but when I take a picture it takes forever to then take another shot. With the flash off, it's not SOOO bad, but I am looking for a compact digital, 4mp or better, with optical zoom that has faster reload/shooting capabilities. I was looking at the fuji F20 b/c of the price, and b/c I ahve the memory card to go with it, but not sure this will actually be an improvement. Any thoughts/suggestions?