Sorry but look around and it's not optional. There are plans out there but that area seems to derail many buyers. There are many phones at that price but if you buy the phone outright I think you'll need double the bucks.
OK, without knowing your location, look at the new Tmobile and such offerings. About 35 to 50 ish a month.
My wife has decided she wants a smart phone. Her requirements are very limited: 1) large screen , 2) good memory capacity, 3) good camera, video not important, 4) Android preferred only because she is familiar with it (she has a tablet), 5) good screen resolution (for viewing photos). Basically she wants a good digital camera with touch screen OS that also connects to cell service. She will take & view photos and talk . Period.
We have been on an AT&T family plan for years and will opt to stay with AT&T or switch to Verizon but will not sign an expensive two year plan because we do not use ANY data service.. I am looking for suggestions that can be had for under $250.00.