...limit your mobile cellular data usage, then the 200MB tier might suffice w/ an iPhone 4. A lot of people do exactly this, so they can enjoy a nicer smartphone experience/iOS & robust app selection on a budget. (75MB likely won't cut it, btw.]
So I have read the basics on the three different iPhones currently available for sale, and frankly the added "stuff" from the 5 doesn't really sound worth it to me. I've never owned a smartphone and frankly am not all that interested in owning one, but the terrible quality of Verizon's basic phones leaves me basically no choice. That being said, with the iPhone 4 being free with the 2 year agreement, is there any reason that I should get the 4s or the 5? I don't see myself as ever really utilizing siri, and honestly I have never been one for using much data anyway (I currently have a 75mb plan and use at most 2mb per month). Granted I realize that I would probably use a little more with a smartphone, but in all honesty I prefer staying a little "unconnected" when I'm not in front of a computer. Ultimately, I guess the question is, is there something that is too great to pass up on the 5 or the 4s, or would a basic user like myself be perfectly happy with the iPhone 4?