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• I wouldn't advise using this service on-sale items or discontinued merchandise including otherwise responsible stores such as Buy.com, Amazon.com, etc. If an item is not available and the store cancels the order you'll have an awful time convincing BML that there is no balance due. You'll receive notices of missed payments, harassing phone calls, penalty fees will be added, and your credit records will be negatively impacted. Straightening out such incompetence will far exceed any value received.
  
  On the other hand, for items you're sure will be delivered correctly and without damage, the service can be used to your advantage.

  November 15, 2008

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