Don't you hate it when ATMs refuse to do what you want, like give you cash in an emergency when you're overseas? Well, prototype ATMs in Russia come with built-in lie detectors that can reject customers who aren't telling the truth.
Major retail bank Sberbank is testing out an ATM that can automatically process credit card applications. It incorporates a voice-analysis system that can determine when someone is lying.
Sberbank has set up the prototype at its Branch of the Future showpiece branch in Moscow. The machine takes passport, fingerprint, and face scans, and asks questions such as "Are you employed?" and "At this moment, do you have any other outstanding loans?"
Speech Technology Center developed the software, which can detect nervousness and distress just like a polygraph. It measures the tone and pacing of speech to detect involuntary changes.
The algorithms were partly based on police interrogations in which the subjects were found to be hiding the truth. … Read more