Keeping track of everything you buy, especially if you run a business or get reimbursed for costs, can be really tedious. There are usually receipts in different sizes for each item purchased, and trying to remember to put them in a certain place doesn't always happen. Additionally, since many receipts are printed on thermal paper, their information may fade away before the next time you evaluate spending or when doing your taxes. So why not try a different approach to receipt and record keeping?
Lemon is a useful app for Android that will allow you to take snapshots of … Read more
SAN FRANCISCO-- Building a freemium service? You might want to pay attention to this tidbit: The mobile bill-payment service PageOnce is dropping its $4.99 subscription fee and going to an a la carte model.
PageOnce CEO Guy Goldstein told me at the Future of Money conference that the company has been testing different price points for its paid service. While getting financial account data and seeing bills remains free, helping users pay bills is where the company makes money. To date, PageOnce has charged $4.99 a month for this. Starting in early May, the per-month fee will be … Read more
Canadian money authorities just can't sit still. Like a hyperactive kid, they have revamped Canadian cash, first introducing plastic bills and then killing the penny. Now they want people to play with glow-in-the-dark quarters.
The Royal Canadian Mint's latest collectible coin features a dinosaur whose skeleton shines at night from beneath its scaly hide.
It's actually two images on one face, which could be a world's first. The other side depicts Queen Elizabeth. Her Majesty does not glow in the dark. … Read more
One of the things I love best about my iPhone is that it single-handedly replaces a bevy of other devices. Alarm clock? Gone. Digital camera and camcorder? Gone. Reward cards? Gone.
Now I can add one more item to the list: wallet.
The Poddities Money Clip for iPhone 4/4S adds a metal clip to the back of your handset, allowing you to keep cash, credit cards, and the like close at hand. It also gives you the option of hanging your phone from your belt or the top of pants pocket.
There are, of course, iPhone cases that have slots for credit cards and whatnot, but most of them add bulk ranging from a little to a lot. The Poddities is about the slimmest solution out there. It can hold up to three cards, according to the manufacturer.… Read more
When I was a kid growing up in Montreal, I spent more than a year filling a big brown bottle with pennies. When they reached the top and I poured them out, I was crushed that they totaled less than 20 bucks.
Ever since, I've had little love for the lowly Canadian cent -- it's 2.35 grams, mostly steel, and has been nothing but dead weight in my pockets. The government now feels the same and has announced that the Royal Canadian Mint will stop distributing pennies this fall.
"Pennies take up too much space on … Read more
Owe your friend $20? There's no need to go to an ATM. Just bump him the money.
Starting today, sending money can be easier than ever with the launch of Bump Pay, a new iPhone app from the makers of the popular contact and photo sharing service Bump.
If you've used Bump, you already know how to send money with the new app: you simply tap your iPhone against your friend's, and the cash gets sent (see video below).
For Bump Pay to work, both you and your friend need to have the app and a PayPal … Read more
Buying used Android phones can save you a bunch of money, but there are a few things you should check out before forking over your hard-earned cash. Things like water damage, cracks in the phone's body or screen, and of course actual functionality of the device are the obvious things to check -- but what about being blacklisted from a carrier?
That's right, a phone can become blacklisted off a network because it was stolen, or its previous owner neglected to pay a bill or 10. So how can you protect yourself in this case? Luckily, if you'… Read more
First there was Personal Capital, the "Mint for rich people" that gives users a clear look at their financial information, and, for those who invest $100,000 or more, access to financial advice and trading.
Then there was Wealthfront, which also gives people a dashboard for their investments and which will manage the money you put in, as long as you put in more than $5,000.
And now there's FutureAdvisor, which uses the same Modern Portfolio Theory that most advisers and algorithms use to pick investment vehicles. You tell it about your accounts, your age, your … Read more
"Don't let your experience be your enemy."
--Bill Harris, founder, Personal Capital
Bill Harris is the CEO of Personal Capital, an online money management service. Anyone can get his company's tracking and stats on existing financial accounts for free. But to step up to the company's full financial management services, there's a $100,000 buy-in.
Personal Capital is a freemium play with cajones.
Bill has been CEO of … Read more